Maybe your plan was to take a trip to a part of the world you’ve always wanted to see. Go online and look up flight costs to that area. Or better yet, see if you can find a package deal offered by a reputable tour company. If it is to be a family trip, get the whole family involved in planning and researching aspects of the trip. You might be surprised what your children can find out about a destination.

Maybe your plan was to get back in church on a regular basis and become more active one of the ministries. You might first want to sit down and reevaluate what your family needs in terms of a church fellowship and what you can offer. If your current church doesn’t quite meet your goals, be willing to visit other churches and ask the probing questions of members and the leadership. Remember though, no church on earth is going to be ‘perfect.’

Maybe your plan was to get back on track from a financial standpoint. Did you take any time to explore some of the different approaches to moving your finances forward? If you were thinking about starting a college fund or investing to build a legacy for your family, what sources did you consult? Were you open to non-traditional approaches to building and securing your wealth? Or were you following traditional approaches and are discouraged because of the big losses your investment account have lost over the past three years. Or, are you one of many people who have a ‘financial wish’ instead of a ‘financial plan.’

Maybe you wanted to start an exercise program. There are many options that don’t require you to be a athletic superstar to achieve your goals. T’ai Chi Chih, yoga, and walking, just to name a few. The main thing is to make a plan to get started and do it. Most importantly, don’t get discouraged when you get off track, just start again. It doesn’t matter how many times you have to re-start, as you achieve your goals, you won’t remember anyway!

Maybe you wanted to renew a friendship that got off track. make that phone call today. Better yet, write them an old fashioned, hand written letter with an invitation to go to coffee or lunch included. Your part is to take the first step to renew the relationship and let the other person do their part, which is to respond. This could even involve renewing a relationship with a relative. Get started today!

Make 2011 your year of accomplishment toward those things that are important to you.

What about that student loan? Do you think it is really a good idea to keep deferring it while the interest keeps adding up and adding up? It will have to be paid back sometime! Why not let a Personal Evaluation show you how to pay off that debt in the shortest time possible and with the least amount of interest paid possible?

What about that auto loan? Boat Loan? Snowmobile Loan? Home Improvement Loan? Business Loan?  IRS Back Taxes?
Join our Team of people who are learning how to free themselves and others from the grip the banks have on us and our finances.

A debtfree America and Canada can become a reality! Let’s make it happen.

I have to constantly ask myself and those close to me these questions:

What are your financial problems or concerns?

Too much debt?

Too little cash flow?

Insufficient savings?

Retirement closer than you would like?

Mortgage payment too high?

Is your boat or other toys stored due to high operating costs?

Student loan payments weighing you down?

What have you done about these financial problems or concerns?
How did that approach work for you?
Do you know what your financial challenges are costing you in interest payments or lost savings opportunities?

Let’s try something different than what the banks and other financial institutions have been telling us for years!!

Are you up for the challenge of trying a new approach to your financial concerns?

Send me your thoughts by via a comment.  I look forward to hearing from you.

“Today, on my way to lunch, I passed a homeless guy with a sign that read, “Vote for Obama, I need the money.” I laughed.  Once inside the restaurant, I noticed that my server had on an “Obama 2008″ tie. Again, I laughed, as he had given away his political preference — just imagine the coincidence. When the bill came, I decided not to tip the server, but explained to him that I was exploring the Obama redistribution of wealth concept. “He stood there in disbelief while I told him that I was going to redistribute his tip to someone who I deemed more in need — the homeless guy outside. The server angrily stormed from my sight. I went outside, gave the homeless guy $10, and told him to thank the server inside, as I had decided he could use the money more. The homeless guy was grateful.
“At the end of my rather unscientific redistribution experiment, I realized that the homeless guy was grateful for the money he did not earn, but the waiter was pretty angry that I gave away the money he did earn, even though the actual recipient needed the money more. “I guess redistribution of wealth is an easier thing to swallow in concept than in practical application.”
IS REDISTRIBUTION OF SOMEONE ELSE’S WEALTH A GREAT IDEA?     OR IS IT………

This thought really makes me think about my personal financial situation on a regular basis. Am I really building wealth for myself and my family? Or, am I doing it for someone else’s family by not understanding the impact of unmanageable debt in my life. I also have to ask myself, “Am I doing all that I can to help those around me to be free of unmanageable debt?”

Einstein is also credited with saying, “Compound interest is the eighth wonder of the world. Those who understand it, earn it. Those who don’t, pay it.”

What do you think about debt?

I learned one of Robert’s key rules: If you take on debt and risk, you should get paid!

That was just the beginning…more to come.