Category: Finances

The Banks Don’t Want You to Know

The banks really don’t want you to know what you are paying them in mortgage interest for that 40, 30, 20, 15, or 10 year mortgage loan! They really don’t mind it if you move into another home or refinance your mortgage because the cycle starts again. They make a whole lot of money on those of us who haven’t figured out how to keep more of our hard earned money during the average five years we stay in a mortgage. It’s time to change this with the Money Merge Account from United First Financial.

What about that student loan? Do you think it is really a good idea to keep deferring it while the interest keeps adding up and adding up? It will have to be paid back sometime! Why not let a Personal Evaluation show you how to pay off that debt in the shortest time possible and with the least amount of interest paid possible?

What about that auto loan? Boat Loan? Snowmobile Loan? Home Improvement Loan? Business Loan?  IRS Back Taxes?

Join our Team of people who are learning how to free themselves and others from the grip the banks have on us and our finances.

A debtfree America and Canada can become a reality! Let’s make it happen.

Financial Challenge

Are you up for a financial challenge?

I have to constantly ask myself and those close to me these questions:

  • What are your financial problems or concerns?

Too much debt?

Too little cash flow?

Insufficient savings?

Retirement closer than you would like?

Mortgage payment too high?

Is your boat or other toys stored due to high operating costs?

Student loan payments weighing you down?

  • What have you done about these financial problems or concerns?
  • How did that approach work for you?
  • Do you know what your financial challenges are costing you in interest payments or lost savings opportunities?

Let’s try something different than what the banks and other financial institutions have been telling us for years!!

Are you up for the challenge of trying a new approach to your financial concerns?

Send me your thoughts by via a comment.  I look forward to hearing from you.

Redistribution of Wealth

Here is a creative approach to redistribution of wealth as offered in a local newspaper…
“Today, on my way to lunch, I passed a homeless guy with a sign that read, “Vote for Obama, I need the money.”
I laughed.  Once inside the restaurant, I noticed that my server had on an “Obama 2008″ tie.
Again, I laughed, as he had given away his political preference — just imagine the coincidence.
When the bill came, I decided not to tip the server, but explained to him that I was exploring the Obama redistribution of wealth concept.
“He stood there in disbelief while I told him that I was going to redistribute his tip to someone who I deemed more in need — the homeless guy outside. The server angrily stormed from my sight. I went outside, gave the homeless guy $10, and told him to thank the server inside, as I had decided he could use the money more. The homeless guy was grateful.
“At the end of my rather unscientific redistribution experiment, I realized that the homeless guy was grateful for the money he did not earn, but the waiter was pretty angry that I gave away the money he did earn, even though the actual recipient needed the money more.
“I guess redistribution of wealth is an easier thing to swallow in concept than in practical application.”
IS REDISTRIBUTION OF SOMEONE ELSE’S WEALTH A GREAT IDEA?     OR IS IT………

Thinking

Albert Einstein is credited with the saying, “The significant problems we face today cannot be solved at the same level of thinking at which we created them.”

This thought really makes me think about my personal financial situation on a regular basis. Am I really building wealth for myself and my family? Or, am I doing it for someone else’s family by not understanding the impact of unmanageable debt in my life. I also have to ask myself, “Am I doing all that I can to help those around me to be free of unmanagable debt?”

Einstein is also credited with saying, “Compound interest is the eighth wonder of the world. Those who understand it, earn it. Those who don’t, pay it.”

What do you think about debt?

What I Learned from Robert Kiyosaki…

Money is a game. I needed to learn the game. I needed to learn to love the game. For most people, its survival. For the most part people are forced to play the money game and they hate it.

I learned one of Robert’s key rules: If you take on debt and risk, you should get paid!

That was just the beginning…more to come.

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